PHFA offers homebuyers the opportunity to receive homebuyer counseling and education through one of its approved counseling agencies. To make an appointment, please use the search program below to locate a PHFA approved Homeownership Counseling Agency in your area. PHFA requires borrowers with a FICO credit score lower than 680 to complete a course prior to closing on their loan. We strongly encourage you to seek the assistance of a counselor before you sign a sales agreement, especially if you are a first–time buyer. For problems getting access to a counseling agency; or, for more information, questions, or concerns regarding this list, contact Terri L. Redmond at 717.780.3907.
To locate a counselor in your area, please choose a county from one of the two search options below. For a complete list statewide, select the following link.