Have you always dreamed of owning a home but, just didn't know where to start? PHFA can help. We offer home loans with low interest rates and fewer fees.

In our Homebuyers section, you'll find information about:

  • the various home purchase and assistance loans available,
  • our network of reputable lenders who will guide you through the process one step at a time,
  • our team of counseling agencies who will help you become an informed consumer so you know what questions to ask with confidence,
  • Real Estate Owned (REO) properties available for purchase.


In our Homeowners section, information and resources are provided for the homeowner who:

  • has an individual on-lot septic system that is in need of repair or replacement,
  • requires renovations to improve the basic livability including repairs to items affecting health, safety, accessibility, and code violations,
  • interested in specific energy efficiency repairs,
  • may soon become delinquent on his/her mortgage payments and for whom the threat of foreclosure is a concern.

If you currently have a PHFA loan, you can access your account information by logging onto PHFA's Online Servicing Center.


The Pennsylvania Housing Finance Agency has financed affordable and/or accessible apartment units throughout Pennsylvania.

In our Renters section, there are tools to help people:

  • with disabilities have control over their housing choices,
  • find affordable homes and apartments,
  • understand how to rent a home or apartment,
  • prepare for the lease signing and tenant selection process,
  • become a better tenant,
  • deal with problems renters might experience,
  • stay in their new home successfully and avoid common pitfalls that can lead to eviction.