JavaScript Error. Your JavaScript is disabled and preventing you from receiving a pop up message that cautions you about visiting the linked site. Why should I choose a PHFA Home loan?

Current Rates

30-year fixed

KHL 0 pts 5.625%
KHL+ 0 pts 5.625%
K-Gov 0 pts 5.750%

Last Update: 06/12/2009

Why should I choose a PHFA Home loan?

Benefits of a PHFA Home Loan

  • Low interest rates.
  • Fewer fees. Since PHFA restricts or limits certain fees, you can have peace of mind knowing that you didn’t pay more than you had to.
  • Possible downpayment and closing cost assistance.
  • 30-year, fixed rate terms.
  • Can use with conventional, FHA, VA, or RHS loan types.
  • The rate is the same regardless of which lender you use.
  • 25 percent discount on Title Policy for most loans, upon request. This can be a savings of a few hundred dollars, depending on your loan amount.
  • Unlike most lenders who sell their loans to other parties, PHFA retains the servicing for the life of the loan.
  • If you’re building a home, PHFA offers a longer rate lock for no extra fee.
  • Loans are assumable to qualified borrowers with PHFA approval. This may make it easier for you to sell your home if and when that time ever comes.
  • PHFA cares about you, the homebuyer, and has your best interests in mind.
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