Current KHL Rates

30-year fixed

Updated 07/24/2008

Why should I choose a PHFA Home loan?

Benefits of a PHFA Home Loan

• Low interest rates.
• Fewer fees. Since PHFA restricts or limits certain fees, you can have peace of mind knowing that you didn’t pay more than you had to.
• Possible downpayment and closing cost assistance.
• 30-year, fixed rate terms.
• Can use with conventional, FHA, VA, or RHS loan types.
• The rate is the same regardless of which lender you use.
• 25 percent discount on Title Policy for most loans, upon request. This can be a savings of a few hundred dollars, depending on your loan amount.
• Unlike most lenders who sell their loans to other parties, PHFA retains the servicing for the life of the loan.
• If you’re building a home, PHFA offers a longer rate lock for no extra fee.
• Loans are assumable to qualified borrowers with PHFA approval. This may make it easier for you to sell your home if and when that time ever comes.
• PHFA cares about you, the homebuyer, and has your best interests in mind.