Current Select Rates

30-year fixed

HFA PRS 0 pt 4.875 %
HFA PRS Adv 0 pt 5.250 %
K-Gov 0 pt 4.125 %
K-Gov Adv 0 pt 4.375 %
KHL Adv 0 pt 5.125 %
For rates and APR's contact a participating lender.

Renters

As of July 8, 2014, PHFA has financed 122,590 affordable and/or accessible apartment units throughout Pennsylvania.  This total continues to increase annually.  We look forward to providing support and capital to help fund additional decent, safe, and affordable apartments for older adults, persons of modest means, and persons with special housing needs.

Affordable Housing at your Fingertips

If you're a renter, your search for affordable housing, rental or permanent, in Pennsylvania couldn't be easier. You're one click away from a simple-to-use housing locator Web site that lets you define what you want in your next living space, and then it does all the research – presenting you with the relevant housing vacancies that best fit your parameters in the community where you want to live. This high-powered housing locator service is available any time of day at PAHousingSearch.com. A bilingual call center is also available weekdays from 9 am until 8 pm, Monday through Friday, at 1.877.428.8844 with operators standing by to help guide your hunt for affordable housing. Start your affordable housing search at PAHousingSearch.com.

Prepared Renter Program (PREP)

PREP can help you become a better tenant and improve your chances of getting an apartment by making you prepared for the lease signing and tenant selection process. PREP was developed by the Pennsylvania Housing Finance Agency (PHFA) and the Self-Determination Housing Project of Pennsylvania, Inc. (SDHP). Please refer to the Prepared Renter Program Web site for more information.

Homeownership Possibilities

If you are interested in buying a home, PHFA may be able to help you. We offer home loans with low interest rates and fewer fees. Our network of reputable lenders will guide you through the process one step at a time. Our team of counseling agencies will help you become an informed consumer so you know what questions to ask and are not afraid to ask them. Take the first step by simply reviewing the information on this site under the homebuyers section to find out if you're eligible for a PHFA home loan.

Additional Tips

Get Adobe Reader