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Alerts & Notices (Alertas)

  •  ALL PHFA log-in web sites will be unavailable from Friday afternoon at 1:00 pm May 26th till 7:00 am on Tuesday May 30th, 2017 for system upgrades.
  •  PHFA will be closed Monday, May 29, 2017.

Homeowners Start Here

PHFA offers the following loan and counseling programs for existing homeowners. What you choose will depend on your individual situation.

If you have questions, please feel free to contact our Customer Solutions Center at 1.855.U.Are.Home (827.3466).

Mortgage Programs

Foreclosure Prevention/Assistance

  • Financial Education & Coaching
  • Foreclosure Assistance / HEMAP / Act 91
  • Foreclosure Mitigation & Act 6
  • Residential Mortgage Mediation Program

 Learn more about our Counseling and Foreclosure Assistance programs.

Refinance Options

  • HFA Programs
  • FHA/VA Loans

 Learn more about our Refinance loan programs.

Home Improvements/Repairs

  • Access Home Modification Program
  • Homeowners Energy Efficiency Loan Program (HEELP)
  • Renovate & Repair (R&R)
  • Purchase Improvement Loan
  • PENNVEST Homeowner Septic Program

 Learn more about our Home Improvement & Repair loan programs.