Rate Sheet for Lenders

The rates and terms below are in effect as of 10/24/2014 at 12:51 PM. The last interest rate update was made on 10/24/2014 10:00 AM.

Program Points Government Conventional
Delivery Period (days) 60 90 60 90
HFA Preferred Risk Sharing 0 - - 4.750 % 4.875 %
HFA Preferred Risk Sharing 1 - - 4.625 % 4.750 %
HFA PRS with Advantage 0 - - 5.125 % 5.250 %
HFA Preferred 0 - - 4.125 % 4.250 %
HFA Preferred 1 - - 4.000 % 4.125 %
HFA Preferred with Advantage 0 - - 4.500 % 4.625 %
Keystone Government Loan 0 3.750 % 3.875 % - -
Keystone Government Loan 1 3.625 % 3.750 % - -
Keystone Govt Loan with Advantage 0 4.250 % 4.375 % - -
Keystone Home Loan 0 5.125 % 5.125 % 5.125 % 5.125 %
Keystone Home Loan 1 4.875 % 4.875 % 4.875 % 4.875 %
Keystone Home Loan with Advantage 0 5.125 % 5.125 % - -
Homestead 1 - 5.125 % - 5.125 %
KHL Purchase Improvement 0 - - - 5.125 %
FHA / VA Streamline Refinance 0 3.750 % 3.875 % - -
FHA / VA Streamline Refinance Premium 0 4.250 % 4.375 % - -
 

An interest rate of one quarter percent (1/4%) lower than the qualifying program rate is available to borrowers if their employer is actively participating in the Agency's Employer Assisted Housing Initiative. The rate will be applied at the time of reservation when the Participating Employer is selected.

All the rates, fees, and terms on this site are for informational purposes for participating lenders only and are subject to change without notice. Lenders should consult the PHFA Sellers Guide for full program details and procedures.

Lenders may check the status of loans on the PHFA Pipeline Plus system. Loans in the "Incomplete Reservations" section of the online reservations system are subject to the applicable rate and fee(s) in effect at the time they are completed and fully reserved.

PHFA must receive a complete Purchase Submission Package from the participating lender on or before the lock expiration date.

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