How PHFA financing benefits Real Estate Agents

Advantages of PHFA Home Loans

  • Low interest rates mean more purchasing power for your buyers.
  • Possible downpayment and closing cost assistance to help you qualify more buyers and increase their purchasing power.
  • Buyers obtaining a PHFA loan get a 25 percent discount on their Title Policy in most cases, upon request.
  • Grateful buyers translate into more referrals and repeat sales.
  • Increase your networking power with participating lenders.
  • PHFA financing can be used easily with most loan typesconventional, FHA, VA, or RHS.
  • Typical rate locks are for 60 days with no extra fee. For homes to be built, PHFA's rate is good for 200+ days for no extra fee and no higher rate!
  • PHFA services the loan. Your buyers don't have to worry about sending their check to one place this year and somewhere different the next year.
  • PHFA marketing materials are free, upon request.
  • Loans are assumable to qualified borrowers with PHFA approval.