You skipped to and are entering the secondary navigation menu
You skipped to and are entering the main content

Homeowners Start Here

PHFA offers the following loan and counseling programs for existing homeowners. What you choose will depend on your individual situation.

Mortgage Programs

Foreclosure Prevention/Assistance

  • Financial Education & Coaching
  • Foreclosure Assistance / HEMAP / Act 91
  • Foreclosure Mitigation & Act 6
  • Residential Mortgage Mediation Program

 Learn more about our Counseling and Foreclosure Assistance programs.

Refinance Options

  • HFA Programs
  • FHA/VA Loans

 Learn more about our Refinance loan programs.

Home Improvements/Repairs

  • Access Home Modification Program
  • Homeowners Energy Efficiency Loan Program (HEELP)
  • Renovate & Repair (R&R)
  • Purchase Improvement Loan
  • PENNVEST Homeowner Septic Program

 Learn more about our Home Improvement & Repair loan programs.

If you have questions, please feel free to contact our Customer Solutions Center at 1.855.U.Are.Home (827.3466).