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Alerts & Notices (Alertas)
- Scam Alert: We are aware some of our loan customers have received an email purporting to be from PHFA asking for payment regarding outstanding negative balances. Foreclosure notices will never be emailed; we send them via certified mail. Learn more.
- Board Meeting Notice: The next board meeting will be held Thursday, June 11, 2026. Information regarding the meeting can be found under Public Meeting Notice.
Welcome to PA Housing Finance Agency
Scam Alert!
Use caution if you are contacted by someone claiming to be with PHFA. It could be a Scam.
Buying a home?
Our K-FLEX loan provides downpayment & closing cost assistance & funds for home improvements & repairs.
Remodel or Repairs
Buying a home that needs some work? A PIP loan may be your answer.
Short on Cash?
Are you worried you can't pay your mortgage? There are options to help. Don't wait until it's too late.
Up to $10k for Repairs
You may qualify for up to $10,000 (1% APR) for home repairs with a HEELP loan.
Program Closed
PAHAF is no longer accepting applications. For more details visit PAHAF.org.
PHFA Video Clips
Homeownership
- A home of their own in Erie county
- A millennial on the move
- Doing This On Her Own
- Finding Her Happily Ever After
- Holly needed a home loan that would work with her budget
- Hometown Boy Makes Good
- Julie wanted a home that offered her boys stability
- Linda wanted her family to experience the benefits of homeownership
- Marcus and Michelle wanted a home for their young family
- Newlywed Couple Puts Down Roots in a Small Pennsylvania Town
- Owning a home has made all the difference
- PHFA helps long time renters become first time homeowners
- The Michaels family wanted a home in which to raise their children
Foreclosure Prevention
Housing Counseling
- Home Schooled
- Homebuyer counseling helped Ejetta on her path to homeownership
- Housing counselor Rita helped Katherine get a needed home loan modification
- Nikki has a passion for helping others through counseling
- Putting to good use what she learned
- Setting a good example in Fayette county
- She did her homework to become a homeowner
- When Regis lost his job as a chef, housing counseling helped him save his home
Rental Housing
- A Caring Heart
- Alfred wanted senior housing he could afford
- An affordable apartment turns hardship into happiness
- Feels like home in Carbon county
- Finding his way home
- Funding from PHFA helped provide rental housing that worked for lifelong friends Jane and Betty
- Nilda needed an apartment within her budget so she could continue to care for her adult daughter
- Yvonne wanted rental housing to enjoy her retirement and her grandchildren
Community Revitalization
- A community gets financial help to convert a historic building into a popular Civil War museum
- A Truly Super Supermarket
- An Opportunity To Do More
- Bakery Square in Pittsburgh makes the shift from bakery to high-tech office center
- Bringing a healing touch
- Harrisburg's Hamilton Health Center builds a new home to better support its mission
- Lifting up the community
- New ArtsQuest facility helps spur Bethlehem's renaissance