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Welcome to PA Housing Finance Agency

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50th Anniversary

In 2012, The state legislature tasks PHFA with administering the PHARE program.

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If you're facing foreclosure, we have counselors who can help identify your best options - at no cost to you.

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Forgivable Loan

K-FIT is a loan forgivable in 10 yrs with downpayment & closing cost assistance.

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Borrower Website

Visit our borrower website to pay your mortgage or check your tax records.

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Carbon County

Meet Jim from Jim Thorpe. He lives in an affordable apartment renovated with the help of PHFA.

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Homeowner Help

Pandemic relief is available thru the PA Homeowner Assistance Fund.