If you have received an Act 91 Notice from your lender and would like to apply for a Homeowners' Emergency Mortgage Assistance Loan, please use the search program below to locate a PHFA approved HEMAP Consumer Credit Counseling Agency in your area.
In order to put the foreclosure process on hold, you must have a face-to-face meeting with one of these counseling agencies within 33 days from the date of your Act 91 Notice.
More information regarding this program can be found on PHFA's HEMAP Web page.
Download the complete list of approved HEMAP housing counseling agencies or search by county from one of the two search options below.
For more information, questions, or concerns about this list, contact Katie Dunlop at 717.780.3828.