You skipped to and are entering the main content
Alerts & Notices (Alertas)
- All PHFA systems will be unavailable Labor Day Weekend starting on, August 29th, 2025 from 12:00 pm until September 1st, 2025 at 5:00 pm for system maintenance. We apologize for the inconvenience.
Welcome to PA Housing Finance Agency
K-FLEX Loan
Our K-FLEX loan provides downpayment & closing cost assistance and home improvements & repairs.
Sewer Repair Help
Help is available for sewer & septic repair or replacement. Apply for assistance with our PENNVEST Program.
Up to $6k in Assistance
You may qualify for up to $6,000 in down payment assistance to buy a home. Find out now.
Forgivable Loan
K-FIT is a loan forgivable in 10 yrs with downpayment & closing cost assistance.
Carbon County
Meet Jim from Jim Thorpe. He lives in an affordable apartment renovated with the help of PHFA.
Program Closed
PAHAF is no longer accepting applications. Waitlisted applications will be processed until funding is no longer available.
PHFA Video Clips
Homeownership
- A home of their own in Erie county
- A millennial on the move
- Doing This On Her Own
- Finding Her Happily Ever After
- Holly needed a home loan that would work with her budget
- Hometown Boy Makes Good
- Julie wanted a home that offered her boys stability
- Linda wanted her family to experience the benefits of homeownership
- Marcus and Michelle wanted a home for their young family
- Newlywed Couple Puts Down Roots in a Small Pennsylvania Town
- Owning a home has made all the difference
- PHFA helps long time renters become first time homeowners
- The Michaels family wanted a home in which to raise their children
Foreclosure Prevention
Housing Counseling
- Home Schooled
- Homebuyer counseling helped Ejetta on her path to homeownership
- Housing counselor Rita helped Katherine get a needed home loan modification
- Nikki has a passion for helping others through counseling
- Putting to good use what she learned
- Setting a good example in Fayette county
- She did her homework to become a homeowner
- When Regis lost his job as a chef, housing counseling helped him save his home
Rental Housing
- A Caring Heart
- Alfred wanted senior housing he could afford
- An affordable apartment turns hardship into happiness
- Feels like home in Carbon county
- Finding his way home
- Funding from PHFA helped provide rental housing that worked for lifelong friends Jane and Betty
- Nilda needed an apartment within her budget so she could continue to care for her adult daughter
- Yvonne wanted rental housing to enjoy her retirement and her grandchildren
Community Revitalization
- A community gets financial help to convert a historic building into a popular Civil War museum
- A Truly Super Supermarket
- An Opportunity To Do More
- Bakery Square in Pittsburgh makes the shift from bakery to high-tech office center
- Bringing a healing touch
- Harrisburg's Hamilton Health Center builds a new home to better support its mission
- Lifting up the community
- New ArtsQuest facility helps spur Bethlehem's renaissance